Yocket’s Grad School Finder is tool specially designed for Yocket users. You can enter your prefered course, academic details, exam results, essay and extra curricular ratings and get a specially curated list of universities for your profile.Read More
Our developers here at Yocket have worked especially hard to come up with this feature. We use big data and artificial intelligence to help predict the chances of you getting an admit from a university for a particular course. You can use this feature along with our grad school finder or click on the course of your choice on the University’s review page!Read More
This feature can be used to compare two or more universities. It displays comparisons based on Cost of studying, Scholarships, Weather, Location, Ranking, and so much more!!.Read More
Given is a set of universities, third parties and government institutions that offer scholarship opportunities to international students wanting to pursue their studies abroad.Read More
The Undergrad College Finder is a great way to commence your journey to your dream University for your Bachelors. You just have to enter your Test Scores (SAT/ACT scores, average of your scores in High School) and fill your Academic Profile (name of the Board and latest Institute attended) and thereafter get a specially curated list of the 12 Universities for your profile, classified under Ambitious, Target & Safe.Read More
Once you are done with your GRE, TOEFL and application process, you need to start thinking about the finances and how will you sponsor your education in any foreign country. It is definitely not possible to study without applying for a loan unless you are born with a silver spoon.
There are various things you need to consider before applying for loan. Any bank will not right away approve your loan application. They will check your background - whether you are capable enough to repay the loan amount. They will check your/parents savings and annual income. Sometimes banks/loan granting agencies even take GRE score under consideration before approving your loan.
Certain banks have criteria that you must have XX amount as your gross annual income and only then can you apply for a loan or you must score above XYZ in GRE and only then you are eligible for a loan.
A secured loan is basically the best way you get a loan of a larger sum. A bank will obviously not lend you a large chunk of money unless you have some mortgage with them. Mortgage can be of various type. House, land, jewellery, property, stocks, bonds, car etc. can act as mortgage. Bank will keep your assets until the entire loan amount is paid.
Most students opt for secured loans because the interest rates of secured loan are less compared to unsecured loan, also the amount required for educational loan is usually large at least for middle class families and acquiring a large sum is easy through secured loan as the banks are also at ease in providing loan because you have a collateral bond with them.
Whereas you need a collateral in a secured loan, those who do not have enough assets to mortgage can go for an unsecured loan. Unsecured loans have high interest rates because you are taking the loan at the risk of the bank. It is basically credit card system wherein money is given as a credit without any security. There is no guarantee whether you will be able to repay the money back as you have no asset or a collateral with the bank. Banks reject unsecured loan application if they find you incapable of returning the money based on your previous transactions. Banks check your profile and risk attached to the project for which you are applying for unsecured loan.
Loan application process is no cake walk. It requires proper planning. Choosing a right bank to fund your education is extremely important. You need to consult the right people before coming to a final decision. Yocket loan assistance simplifies this process for you by connecting you to the right loan providers based on your profile.
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